Stripe is a global online payment processor that is trusted by thousands of businesses across the globe. Stripe enables an organization to accept credit card payments online directly. Below are answers to common questions about Stripe, if you have any other questions we encourage you to contact us or you can email Stripe directly
Is Stripe safe?
Yes. Stripe exceeds the most stringent security standards
All transactions are SSL (Secure Socket Layer) protected. Your personal information
regarding any payment method are securely transmitted during the processing of all
Stripe is a PCI Service Provider Level 1 which is the highest grade of payment
processing security. You can rest assured that your payment information is safe and
All credit card numbers are encrypted and safely stored in Stripe's state of the art
data-center. This ensures both the security and integrity of your payment
What does all it mean?
It means Stripe is very secure. They exceed industry security standards and are
trusted by major companies worldwide and thousands of businesses of all sizes
across the globe including many Fortune 500 companies.
How do payments work with Stripe?
Stripe handles the six steps between a customer providing their card information and
learning that their payment has been accepted.
1. The customer provides their card information, either online or in person.
2. Those card details enter Stripe’s payment gateway, which encrypts the data.
3. Stripe sends that data to the acquirer, which is a bank that will process the
transaction on the merchant’s behalf. In this step, Stripe serves as the
merchant (with the business owner as a submerchant). This means Stripe
users don’t have to set up a merchant account, which can be cumbersome.
4. The payment passes through a credit card network, such as Visa or
Mastercard, to the cardholder’s issuing bank.
5. The issuing bank approves or denies the transaction with the updated
6. That signal travels from the issuing bank through the card network to the
acquirer, then through the gateway to the customer — who sees a message
telling them the payment has been accepted or declined.